Personal Financial Planning & Advisory

Welcome to FITancially! We’re here to make sure you’re financially fit—no matter what may be coming your way.

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Carol Fu
LL.B. (Hons), CFP®, AEPP

Licensed & Qualified

A comprehensive range of consulting services

Full financial plan for individual or family

100% free first consultation for all new clients

Let's plan your brighter future!

Achieve your GOALS with your Financial Planning GPS

Let's discuss your case

Holistic Financial Planning

Get yourself a Financial GPS (Financial Plan) to confidently start your journey to financial freedom and identify potential obstacles ahead of time

Insurance Planning

Use our special 360° Gap Analysis to determine your gap and exact shortfall amount.

Children Education Planning

Planning early for your children’s education funding can help you avoid the stress of scrambling to come up with the funds when the time comes.

Retirement Planning

Do you know what your Retirement Number is? Discover the right strategies for you based on your desired retirement lifestyle and resources.

Estate Planning

With Estate Planning, you can decide how your assets are owned, managed, preserved during your lifetime, and transferred to loved ones after you pass.

Financial Health Check

Maximize your Cash Flow and Build your Net Worth. Discover the investment strategy that works best for you and make your money work even harder for you.

Need a professional financial planner? Let's discuss your case!

Contact us online
+60 12-358 5424
High level of competence

How can I help as a LICENSED FINANCIAL PLANNER?

Financial planners who hold a license and are registered to practice in their field can offer you various advantages when it comes to managing your money. Unlike normal insurance agents and unit trust consultants, licensed financial planners can offer a more comprehensive and personalized approach to financial planning.

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01.

Holistic Financial Planning

Licensed financial planners look at the big picture when advising their clients. We take into consideration all aspects of your financial life, including income and expenses, debts, assets, and investments to help you develop a customized plan for reaching the goals you have set.

02.

Objective Advice

Licensed financial planners are required by law to act in your best interest. This means that we can provide fair and unbiased advice and recommendations tailored to your specific needs/circumstances.

03.

Children Education Planning

With the continuous improvement of living standards and educational standards, it is now commonplace for parents to see their children through university. Tertiary education comes at a hefty price—and early planning can help ensure your child will have more than enough money for university!

04.

Retirement Planning

Someday you will retire from your job and your income will end. If you don’t have enough savings when that happens, then your standard of living may drop. Make sure you know what your Retirement Number is—the amount that will allow you to maintain the lifestyle you want in retirement and still be able to pay for all of life’s expenses (like healthcare). If not, I can help figure out which strategy works best for getting there.

05.

Estate Planning (Will & Trust)

Proper Estate Planning allows you to decide how your assets should be owned, managed and preserved during your lifetime as well as transferred smoothly to your loved ones when you leave this world. Because young children depend on their parents for financial well-being, a well-planned estate is especially important for families with small children. A Will allows you to choose a guardian for your children in the event of your passing. It also provides the means to ensure that your children are cared for financially if both parents are no longer alive.

06.

Insurance Planning

Good insurance coverage is a crucial part of managing the risks of daily life. If you’re not sure which types and amounts are right for your situation, I can help you to analyze the risks involved and find protection that’s best suited to your needs. It’s important to have the right amount of insurance. Too little, and you’re putting yourself at risk for financial loss. Too much, and you could be paying for coverage you do not need.

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Experienced specialists

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02.

Stable & predictable results

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100% Satisfaction guarantee

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20+ Years in consulting business

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Any questions? Request a call-back to get a complimentary 30 minutes consultation

Why choose my service

Here's how things are going to change for your financial situation

  • Experienced financial experts for your goals
  • Personalized advice tailored to your specific financial needs
  • Access to investment resources and tools
  • Regular updates and communication with you
  • Ethical and transparent business practices
Wai Ling
Sales Support Manager
I had a meaningful meeting session with Carol, the financial planner. I'm able to see my current finances precisely and the shortage to achieve my goals in this session.
Cher Yang
IT Analyst
The financial planning session by Carol provide insights to my financial situation. It provides some clarity on the present and map out the future scenarios. It is also a fun to think about life.
Irene Chong
Legal Assistant
Very pleasant, responsive, and understanding person, she always give us a golden advise on our financial planning. Highly Recommended to all of you Caroll, a certified financial planner who have a strong passion on work.
Ooi Ejane
Teacher
Thank you, Carol! You are such a great advisor. You always answer all of my questions with an open heart. I always feel that I am ahead because you always tell me the next steps I need to take and how to prepare for them. Again, thank you so much!"
Stella Tan
Lawyer
Very experienced and patient financial planner.. she helped me a lot in reviewing all my previous insurance policies and proposed me the insurance which I really need and insufficient

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